Compound interest: what it is, the formula and simulations to grow your money
Learn what compound interest is, how to calculate it with the formula and Excel, and see simulations with monthly contributions to grow your money.
Financial Education
Financial Education
Where to invest in 2026: the best investments with the Selic at 13.75%
Where to invest in 2026 with the Selic at 13.75% in a cutting cycle: options by time horizon and by profile, risks and what changes in your strategy.
Financial Education
How to start investing from scratch in 2026: a complete step-by-step guide
A step-by-step guide to start investing from scratch in 2026: getting your finances in order, building an emergency fund, knowing your profile, choosing a brokerage and making your first fixed-income investments.
Financial Education
How to build an emergency fund from scratch
Before investing in higher-risk assets, learn why having an emergency fund is considered the first step in financial planning.
Financial Education
Investment diversification: why you shouldn’t put all your eggs in one basket
Understand what diversifying an investment portfolio really means and why it helps manage risk, without eliminating it.